Interact: where disputed claims end

Product

Both sides work the same claim on one neutral platform: structured negotiation inside defined windows, binding arbitration when needed, and every step documented as it happens.

Three claim categories, live today

Coverage

Live

Personal injury

OIC tariff claims, MOJ Stage 2 dropouts, and fast track cases: structured negotiation inside defined windows, decided by arbitrators with judicial experience when settlement isn’t reached.

  • OIC tariff: clear fast at lower handling cost
  • MOJ dropouts: paper determination in days
  • Fast track: quantum or liability decided
  • Days, against 40+ weeks to a hearing

Live

Credit hire

Rate, duration, and need disputes on non-GTA cases, decided on the documents by arbitrators with judicial experience of deciding these claims in court.

  • ~4 months end to end, against ~18–30 months through court
  • Savings ~70% on fast track handling cost
  • Open to GTA signatories seeking faster resolution outside the standard process
  • Binding under the Arbitration Act 1996

Live

Subrogation

Insurer-to-insurer recovery disputes through the same structured process: same protocols, same timelines, same binding outcome.

  • No claimant involvement needed
  • Pre-agreed protocols reduce process disputes
  • Complete audit trail and reporting

The protocol model generalises: new claim categories onboard onto the same platform, panel, and process. Configuration, not re-platforming.

Three views of the same claim

Inside Interact

Fee earner

Work the claim, not the chase

The offer thread, response windows, and deadlines in one place. The clock runs on both sides: nothing sits dormant, nobody chases.

  • Defined response windows on every offer
  • Evidence and submissions attach to the thread
  • Paralegal-friendly: arbitration is not litigation under the LSA

Claims manager

See the whole book move

Settlement progress across the portfolio as it happens, not at month end.

  • Response times and bottlenecks, visible
  • Missed deadlines and non-engagement documented automatically
  • Outcomes across your book as they land

Compliance

Evidence, ready-made

Every offer, response, and decision timestamped into the ADR record.

  • The audit trail that answers Churchill
  • Certificates of rejection or termination, usable on costs
  • Awards enforceable in the same manner as a court judgment (Arbitration Act 1996)

Up and running without the upheaval

Getting started

Integration via API

Interact can be set up to integrate with your case management system via API: referrals, documents, and outcomes flowing both ways.

Start with a small pilot

Most firms begin on OIC or fast track cases. Protocols agreed before the first claim; no volume commitment.

Onboarding done with you

We set your team and your protocols up together, training included.

  • Binding arbitration under the Arbitration Act 1996
  • Arbitrators with judicial experience
  • Flagged awards independently reviewed
  • Certificates usable in court on costs

Both sides of the market, signed and referring: insurers covering about half of UK motor among them

  • Admiral
  • Minster Law
  • Admiral Law
  • NewLaw Solicitors
  • esure
  • Hastings
  • Sabre Insurance Group
  • DLG Legal Services
  • Bott & Co
  • Winn Solicitors
  • Lyons Davidson
  • National Accident Law
  • Intact Insurance
  • NFU Mutual

Take control of disputed claims

Court takes 40+ weeks to a hearing. Interact resolves claims in days, with the complete audit trail as your costs protection. Most firms start with a small pilot, no commitment required.

Book a 30-minute call